Intersection collision

At signalized or uncontrolled junctions, right-of-way violations cause collisions; signal status and direction of travel are decisive factors in determining fault.

Fault assessment: KTK art. 57 sets right-of-way at junctions; failing to yield to the right or running a red causes fault, and the adjuster maps the signal phase and approach directions.

Step by step

1. 1

   Clear the junction

   If possible move the vehicles to the junction exit so you do not block others and avoid a secondary crash.

2. 2

   Note the signal state

   Recall the light phase, direction signs and which arm you came from; these are central to the fault assessment.

3. 3

   Call the expert, document

   If no one is injured, ring the expert line; photograph the junction view, lights and damage in wide angle.

4. 4

   Sign the report

   The adjuster writes an opinion on right-of-way; with a sketch and signature the official report is completed.

• ✓ Law 5684 art. 22/17
• ✓ Licensed adjuster
• ✓ Free 24/7 hotline
• ✓ KVKK compliant

The adjuster-report difference

Unlike the mutual report drivers fill out among themselves, in this scenario the report is prepared by an independent, SBM-registered insurance adjuster who supports the fault opinion with a sketch. The service is also distinct from SBM's own Mobil KTT / ALO KTT apps; an independent expert assessment helps prevent disputes between the parties.

What's included

Frequently asked questions